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Ruffling feathers

By Lauren Kalinowski is an associate director in Fitch Ratings' US insurance group 2006-12-01T00:00:00

So far the dreaded H5N1 bird flu virus has not mutated into a more deadly form. But if experts are right and it does become a pandemic, life insurers and reinsurers would be hit the hardest, explains Lauren Kalinowski.

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